Credit Restoration is based on the Federal Law, called the Fair Credit Reporting Act and its’ State Law equivalents. The Fair Credit Reporting Act (FCRA) was designed to promote accuracy and to ensure that the Credit Reporting Agencies maintain precise information regarding consumer credit.

The Federal Trade Commission (FTC) enforces the FCRA and is the watchdog over the three main Credit Reporting Agencies, (CRA).  The FTC enforces fines and may shut down any business that does not operate in compliance with the FCRA.

The FTC stipulates the maximum length of time a negative item can stay on a consumer’s credit report.      

Why Credit Restoration after foreclosure?

A foreclosure, short sale or Deed in Lieu will cost a consumer an 80 point loss to their credit score.  A consumer will also have a negative item listed on their credit reports.  Therefore in effort to repair and then rebuild your credit rating, credit restoration is an effective strategy to use.

As a Credit Restoration Expert, I will assist you with navigating you through the credit repair process efficiently.
Please call me directly for your specific questions regarding credit repair.  When you sign up for Credit Restoration Services, I will include a copy of my book. Homeownership After Foreclosure. Call Now 1-877-747-4386.